When most people hear the term “home warranty,” they immediately think of aging houses with worn-out appliances, failing systems, and unexpected repair bills. It’s true, home protection plans are an incredible safety net for older homes, but what many homeowners don’t realize is that newer homes can benefit just as much from a home warranty.
Whether you’re a first-time homeowner, a seasoned buyer, or even someone who recently built their dream house, a home warranty can offer peace of mind, financial protection, and real value. Find out why they’re a smart investment for homes of any age.
Home Warranties Are Good for Older Homes
Older homes have character, charm, and craftsmanship, but they also come with older systems and aging appliances that are more prone to breakdowns. HVAC systems, plumbing, water heaters, and electrical systems tend to have limited lifespans. Even well-maintained systems will eventually need repairs or replacements.
Appliances are also prone to breaking down. Washing machines, dryers, refrigerators, ovens, and dishwashers can start showing their age even after a few years, replacing major appliances can cost thousands.
This doesn’t even include the hidden issues. Older homes can have unexpected issues like worn wiring or corroded pipes, which can lead to costly surprise repairs. Instead of having to come up with thousands of dollars unexpectedly, a home protection plan covers many repairs for a fraction of the cost.
When you’re living in a home that’s 10, 20, or even 50 years old, having a home warranty gives you critical backup when things start to fail. You won’t be facing financial disaster every time something breaks.
Home Warranties Are Also Great for Newer Homes!
You might think that a brand-new home (or one recently built or remodeled) doesn’t need a home warranty. After all, everything is new, right? Unfortunately, even new homes aren’t immune to unexpected issues.
Home protection plans make plenty of sense for newer homes because:
- Construction Defects Happen: no home is perfect. Even brand-new construction can have issues that don’t appear right away, like faulty wiring, plumbing leaks, or appliance defects.
- Manufacturer Warranties Don’t Cover Everything: many new appliances and systems come with limited warranties that expire quickly or only cover parts, not labor.
- New Appliances Are Complex: today’s appliances are packed with technology—sensors, touchscreens, computerized parts—and that means more things that can break and be expensive to fix.
- Gaps in Builder Warranties: builder warranties typically cover major structural defects, but not necessarily everyday breakdowns of systems like HVAC, plumbing, or electrical.
In short, even a newer home can benefit from the financial safety net that a home warranty provides. Think of it as an affordable way to protect your investment and avoid major repair bills just as you’re getting comfortable in your new home.
The Best (and Most Expensive) Things Home Warranties Cover
One of the biggest advantages of a home protection plan from Everything Breaks is the range of coverage it provides. These plans often cover some of the most costly items in your home.
Here’s a look at some of the best (and most expensive) things typically covered:
- HVAC Systems: heating, ventilation, and air conditioning repairs are some of the most expensive. A full HVAC replacement can cost $7,000–$12,000. Home warranties often cover major components or full replacements.
- Water Heaters: a new water heater installation can run $1,500–$3,000. Repairs or replacement are typically covered under a good home warranty.
- Kitchen Appliances: refrigerators, ovens, ranges, cooktops, dishwashers, and built-in microwaves can cost thousands to replace. A warranty can save you a lot of money if they fail.
- Electrical Systems: electrical repairs can be costly and dangerous to handle without professional help. Home protection plans often cover electrical panels, wiring, and switches.
- Plumbing Systems: burst pipes, leaks, and drainage issues are expensive and can cause major damage. A warranty helps cover the cost of repairs and replacements.
- Washer and Dryer: these essential appliances are covered too, saving you hundreds or thousands if they suddenly stop working.
Home Warranties Are a Smart Move for First-Time and Experienced Homeowners
Buying a home is one of the biggest financial investments you’ll ever make and protecting that investment should be a top priority. A home protection plan from us gives you:
- Budget Protection: monthly premiums are predictable and affordable compared to the massive, unexpected costs of major home repairs.
- Peace of Mind: knowing that you won’t have to scramble to find a repair technician or cover a large bill makes homeownership far less stressful.
- Convenience: we make the repair process easy. Instead of hunting down a reputable repair company, one call can start a claim and get the ball rolling.
Even if you’re confident in your home’s condition, life is unpredictable. A home warranty acts as a financial buffer that helps you manage the unexpected without derailing your finances or your life.
Whether you’re living in a historic bungalow, a 20-year-old suburban house, or a newly built custom home, a home protection plan from Everything Breaks can save you thousands in repair costs and provide priceless peace of mind at a cost that fits your budget. Explore our Home Protection Plans today!
